Himalayan Jeeven Sampanna (Limited Plan)
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. Himalayan Life Limited Endowment Assurance Plan — a participating endowment with term options of 5, 10, 15, 20 and 25 years. Minimum sum assured starts at NPR 150,000.
Declared bonus
Rs 30–86
per Rs 1,000 sum assured, per year · declared FY 2081/82
Source: Himalayan Life Insurance declaration for FY 2081/82
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
Maturity estimator
Estimated value at maturity
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What's included
Key highlights
- Flexible premium paying terms
- Single premium option available
- Loan and surrender facilities
Features
- Policy terms: 5, 10, 15, 20 and 25 years
- Premium paying term options: Single, 5, 10, 15, 20 years
- Loan facility: single premium after 3 years; regular after 2 years (and 2 years premiums paid)
- Surrender and Paid-up values available
- Death/maturity benefit: Sum Assured + Vested Bonus (participating plan)
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Himalayan Jeeven Sampanna (Limited Plan)?
Himalayan Jeeven Sampanna (Limited Plan) from Himalayan Life Insurance is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Himalayan Jeeven Sampanna (Limited Plan)?
The entry age for Himalayan Jeeven Sampanna (Limited Plan) is 18 – 60 years.
How long does Himalayan Jeeven Sampanna (Limited Plan) run?
The policy term for Himalayan Jeeven Sampanna (Limited Plan) is 5, 10, 15, 20 and 25 years.
What bonus rate does Himalayan Jeeven Sampanna (Limited Plan) earn?
For FY 2081/82, Himalayan Life Insurance declared Rs 30–86 / 1,000 of sum assured on Himalayan Jeeven Sampanna (Limited Plan). Bonus rates are set each year and are not guaranteed.
Premium
Quote on request