Future Care DPS is a MetLife savings and protection plan (Silver option) that provides attractive maturity values and substantial accident benefits. It includes an annuity (pension) option and optional riders such as Critical Illness and Family Protection.
What's included
Key highlights
- Term: 5–20 years
- Accidental cover up to age 65
- Life annuity (pension) option available
Features
- Savings + protection combination — maturity proceeds payable at term end
- Accidental coverage (AD/D/PTD) with substantial benefits
- Optional riders: Critical Illness (7 diseases) and Family Protection
- Minimum annual premium NPR 12,000; maximum NPR 3,000,000
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
Questions about this plan
What kind of plan is Future Care DPS (Silver Option)?
Future Care DPS (Silver Option) from MetLife Nepal is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Future Care DPS (Silver Option)?
The entry age for Future Care DPS (Silver Option) is 18 – 54 years.
How long does Future Care DPS (Silver Option) run?
The policy term for Future Care DPS (Silver Option) is 5-20.
Which riders can be added to Future Care DPS (Silver Option)?
Future Care DPS (Silver Option) can be taken with the following optional riders: PTD / PWB, Critical illness (CI). Each rider carries its own premium.
Premium
Quote on request