Future Care DPS is a savings and protection plan that provides attractive maturity value and substantial accident benefits .Sum assured is determined as Annual Premium x Policy Term and accidental coverage is available up to specified limits.
What's included
Key highlights
- Entry age: 18–54 years
- Term: Min 5 yrs, Max 20 yrs
- Minimum annual premium: NPR 12,000
- Accidental coverage up to age 65
- Face Amount = Annual Premium x Policy Term (Max NPR 15,000,000)
- Pension (annuity) option available
Features
- Savings + protection combination
- Attractive projected maturity values (example yields shown at 7% and 9%)
- Substantial accidental coverage
- Option to convert maturity proceeds to life annuity (20-year guaranteed period)
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Future Care (DPS-Gold)?
Future Care (DPS-Gold) from MetLife Nepal is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Future Care (DPS-Gold)?
The entry age for Future Care (DPS-Gold) is 18 – 54 years.
How long does Future Care (DPS-Gold) run?
The policy term for Future Care (DPS-Gold) is 5-20 years.
Premium
Quote on request