Bachat Amrit Sawadhik Jeevan Beema Yojana
by National Life Insurance Company Limited
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. Traditional savings-cum-life insurance endowment/anticipated plan providing life cover and maturity benefits including declared bonuses.
Declared bonus
Rate by policy term
Declared FY 2081/82
| Policy term | Rate / 1,000 | Prev. year |
|---|---|---|
| 5-14 | Rs 64 | — |
| 15-20 | Rs 64 | Rs 64 |
| 21-25 | Rs 70 | Rs 70 |
| 26 and above | Rs 85 | — |
Recent years
- FY 2081/82
- Rs 64–85/ 1,000
- FY 2080/81
- Rs 64–85/ 1,000
- FY 2079/80
- Rs 64–85/ 1,000
- FY 2078/79
- Rs 64–85/ 1,000
- FY 2077/78
- Rs 64–85/ 1,000
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
Maturity estimator
Estimated value at maturity
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What's included
Key highlights
- Savings + protection
- Participating plan (declared bonuses)
- Yearly / monthly premium options
Features
- Savings-oriented endowment plan
- Life cover with maturity benefit
- Participation in declared bonuses
- Policy loan facility (subject to terms)
- Multiple premium payment modes supported
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Bachat Amrit Sawadhik Jeevan Beema Yojana?
Bachat Amrit Sawadhik Jeevan Beema Yojana from National Life Insurance Company Limited is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Bachat Amrit Sawadhik Jeevan Beema Yojana?
The entry age for Bachat Amrit Sawadhik Jeevan Beema Yojana is 11 – 55 years.
How long does Bachat Amrit Sawadhik Jeevan Beema Yojana run?
The policy term for Bachat Amrit Sawadhik Jeevan Beema Yojana is 10/15/20.
What bonus rate does Bachat Amrit Sawadhik Jeevan Beema Yojana earn?
For FY 2081/82, National Life Insurance Company Limited declared Rs 64–85 / 1,000 of sum assured on Bachat Amrit Sawadhik Jeevan Beema Yojana. Bonus rates are set each year and are not guaranteed.
Premium
Quote on request