Baideshik Rojgar Jeevan Beema (Foreign Employment Life Insurance)

12.5% market share100.0% claims settledEst. 1988

This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A term life insurance plan targeted at migrant workers for protection during foreign employment; provides death benefit to nominee during the employment period.

What's included

Key highlights

  • Term policy for migrant workers
  • Nominee protection on death
  • Fast claims process

Features

  • Life cover specifically for foreign employment period
  • Death benefit payable to nominee
  • Simple application and claim process
  • Requires employment/travel documentation

What happens in each case

Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.

  1. If the insured passes away during the term

    The nominee receives the full sum assured. There is no savings element, so nothing else accrues.

    Typical for term plans — confirm the exact terms in the brochure.

  2. If the policy runs to maturity

    There is no maturity payout. The premium buys cover for the term, not savings.

    Typical for term plans — confirm the exact terms in the brochure.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

No optional riders are attached to this plan.

Questions about this plan

What kind of plan is Baideshik Rojgar Jeevan Beema (Foreign Employment Life Insurance)?

Baideshik Rojgar Jeevan Beema (Foreign Employment Life Insurance) from National Life Insurance Company Limited is a term plan that is pure life cover for a fixed period, with no savings element, and suits people protecting family income or a loan.

Who can buy Baideshik Rojgar Jeevan Beema (Foreign Employment Life Insurance)?

The entry age for Baideshik Rojgar Jeevan Beema (Foreign Employment Life Insurance) is 18 – 64 years.

How long does Baideshik Rojgar Jeevan Beema (Foreign Employment Life Insurance) run?

The policy term for Baideshik Rojgar Jeevan Beema (Foreign Employment Life Insurance) is 1-6.

Premium

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