Dampati Amrit Sawadhik Jeevan Beema
by National Life Insurance Company Limited
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. One policy covers both partners, instead of buying two separate ones. A couple-targeted life insurance/endowment plan providing life cover and maturity/savings benefits.
Declared bonus
Rate by policy term
Declared FY 2081/82
| Policy term | Rate / 1,000 | Prev. year |
|---|---|---|
| 5-14 | Rs 64 | — |
| 15-20 | Rs 64 | Rs 64 |
| 21-25 | Rs 70 | Rs 70 |
| 26 and above | Rs 85 | — |
Recent years
- FY 2081/82
- Rs 64–85/ 1,000
- FY 2080/81
- Rs 64–85/ 1,000
- FY 2079/80
- Rs 64–85/ 1,000
- FY 2078/79
- Rs 64–85/ 1,000
- FY 2077/78
- Rs 64–85/ 1,000
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
Maturity estimator
Estimated value at maturity
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What's included
Key highlights
- Couple-focused life cover
- Life and maturity benefits
- Option to attach riders
Features
- Covers both spouses (couple)
- Death benefit payable to nominee
- Maturity/savings benefit payable at term
- Eligible for bonuses/dividends as per company
- Optional riders can be added
- Multiple premium payment term options
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If either partner passes away during the term
The nominee receives the sum assured plus the bonus built up to that date on the first death. Whether cover continues for the surviving partner depends on the plan's terms.
Typical for couple plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for couple plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Dampati Amrit Sawadhik Jeevan Beema?
Dampati Amrit Sawadhik Jeevan Beema from National Life Insurance Company Limited is a couple plan that covers both spouses under one policy, usually for less than two separate policies would cost.
Who can buy Dampati Amrit Sawadhik Jeevan Beema?
The entry age for Dampati Amrit Sawadhik Jeevan Beema is 18 – 60 years.
How long does Dampati Amrit Sawadhik Jeevan Beema run?
The policy term for Dampati Amrit Sawadhik Jeevan Beema is 5-30.
What bonus rate does Dampati Amrit Sawadhik Jeevan Beema earn?
For FY 2081/82, National Life Insurance Company Limited declared Rs 64–85 / 1,000 of sum assured on Dampati Amrit Sawadhik Jeevan Beema. Bonus rates are set each year and are not guaranteed.
Premium
Quote on request