Jeewan Shree Sabadhik Amrit Plan
by National Life Insurance Company Limited
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. A traditional endowment assurance plan from National Life providing maturity benefit at the end of term and death benefit during the policy term. Includes potential annual bonuses and multiple policy term options.
Declared bonus
Rate by policy term
Declared FY 2081/82
| Policy term | Rate / 1,000 | Prev. year |
|---|---|---|
| 5-14 | Rs 64 | — |
| 15-20 | Rs 64 | Rs 64 |
| 21-25 | Rs 70 | Rs 70 |
| 26 and above | Rs 85 | — |
Recent years
- FY 2081/82
- Rs 64–85/ 1,000
- FY 2080/81
- Rs 64–85/ 1,000
- FY 2079/80
- Rs 64–85/ 1,000
- FY 2078/79
- Rs 64–85/ 1,000
- FY 2077/78
- Rs 64–85/ 1,000
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
Maturity estimator
Estimated value at maturity
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What's included
Key highlights
- Traditional endowment plan
- Maturity plus death cover
- Potential annual bonuses
Features
- Provides maturity and death benefits
- Potential annual (reversionary) bonuses
- Loan against policy may be available
- Optional riders (accident, critical illness etc.) to enhance cover
- Eligible for tax benefits as per law
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
Questions about this plan
What kind of plan is Jeewan Shree Sabadhik Amrit Plan?
Jeewan Shree Sabadhik Amrit Plan from National Life Insurance Company Limited is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Jeewan Shree Sabadhik Amrit Plan?
The entry age for Jeewan Shree Sabadhik Amrit Plan is 8 – 65 years.
How long does Jeewan Shree Sabadhik Amrit Plan run?
The policy term for Jeewan Shree Sabadhik Amrit Plan is 10/15/20/25/30 years .
What bonus rate does Jeewan Shree Sabadhik Amrit Plan earn?
For FY 2081/82, National Life Insurance Company Limited declared Rs 64–85 / 1,000 of sum assured on Jeewan Shree Sabadhik Amrit Plan. Bonus rates are set each year and are not guaranteed.
Which riders can be added to Jeewan Shree Sabadhik Amrit Plan?
Jeewan Shree Sabadhik Amrit Plan can be taken with the following optional riders: Critical illness (CI). Each rider carries its own premium.
Premium
Quote on request