Sanjivani Sawadhik Amrit Jeevan Bimalekh
by National Life Insurance Company Limited
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. A traditional endowment-cum-whole-life participating life insurance policy designed to provide death and maturity benefits along with declared bonuses.
Declared bonus
Rate by policy term
Declared FY 2081/82
| Policy term | Rate / 1,000 | Prev. year |
|---|---|---|
| 5-14 | Rs 64 | — |
| 15-20 | Rs 64 | Rs 64 |
| 21-25 | Rs 70 | Rs 70 |
| 26 and above | Rs 85 | — |
Recent years
- FY 2081/82
- Rs 64–85/ 1,000
- FY 2080/81
- Rs 64–85/ 1,000
- FY 2079/80
- Rs 64–85/ 1,000
- FY 2078/79
- Rs 64–85/ 1,000
- FY 2077/78
- Rs 64–85/ 1,000
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
Maturity estimator
Estimated value at maturity
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What's included
Key highlights
- Endowment + Whole-life coverage
- Participating (bonus-eligible) policy
- Flexible premium payment options
Features
- Provides both death and maturity benefits
- Participating plan with declared bonuses
- Loan and surrender facilities available
- Flexible premium payment modes (yearly/half-yearly/quarterly/monthly)
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Sanjivani Sawadhik Amrit Jeevan Bimalekh?
Sanjivani Sawadhik Amrit Jeevan Bimalekh from National Life Insurance Company Limited is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Sanjivani Sawadhik Amrit Jeevan Bimalekh?
The entry age for Sanjivani Sawadhik Amrit Jeevan Bimalekh is 12 – 65 years.
How long does Sanjivani Sawadhik Amrit Jeevan Bimalekh run?
The policy term for Sanjivani Sawadhik Amrit Jeevan Bimalekh is 12-20.
What bonus rate does Sanjivani Sawadhik Amrit Jeevan Bimalekh earn?
For FY 2081/82, National Life Insurance Company Limited declared Rs 64–85 / 1,000 of sum assured on Sanjivani Sawadhik Amrit Jeevan Bimalekh. Bonus rates are set each year and are not guaranteed.
Premium
Quote on request