Yakal Sabadhik Amrit
by National Life Insurance Company Limited
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. This is a single premium plan that provides long term risk coverage on one time premium payment with return on premium as bonus
Declared bonus
Rate by policy term
Declared FY 2081/82
| Policy term | Rate / 1,000 | Prev. year |
|---|---|---|
| 5-14 | Rs 64 | — |
| 15-20 | Rs 64 | Rs 64 |
| 21-25 | Rs 70 | Rs 70 |
| 26 and above | Rs 85 | — |
Recent years
- FY 2081/82
- Rs 64–85/ 1,000
- FY 2080/81
- Rs 64–85/ 1,000
- FY 2079/80
- Rs 64–85/ 1,000
- FY 2078/79
- Rs 64–85/ 1,000
- FY 2077/78
- Rs 64–85/ 1,000
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
Maturity estimator
Estimated value at maturity
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What's included
Key highlights
- Traditional endowment plan
- Maturity benefit with declared bonuses
- Payment modes: Single premium
Features
- Life cover (death benefit)
- Participating (profit) plan with bonuses
- Guaranteed maturity benefit
- Multiple premium payment modes
- Policy loan facility available
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Yakal Sabadhik Amrit?
Yakal Sabadhik Amrit from National Life Insurance Company Limited is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Yakal Sabadhik Amrit?
The entry age for Yakal Sabadhik Amrit is 12 – 60 years.
How long does Yakal Sabadhik Amrit run?
The policy term for Yakal Sabadhik Amrit is 5-30 years.
What bonus rate does Yakal Sabadhik Amrit earn?
For FY 2081/82, National Life Insurance Company Limited declared Rs 64–85 / 1,000 of sum assured on Yakal Sabadhik Amrit. Bonus rates are set each year and are not guaranteed.
Premium
Quote on request