Samriddha Jeevan Beema Endowment Plan (Single Premium)
by Prabhu Mahalaxmi Life Insurance
In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. A participating traditional endowment life plan from Prabhu Mahalaxmi Insurance offered as a single (one‑time) premium — provides sum assured plus bonuses on maturity and death benefit.
Declared bonus
Rate by policy term
Declared FY 2081/82
| Policy term | Rate / 1,000 | Prev. year |
|---|---|---|
| 0-9 | Rs 33 | Rs 33 |
| 10-14 | Rs 33 | Rs 33 |
| 15-19 | Rs 40 | Rs 40 |
| 20-24 | Rs 51 | Rs 51 |
| 25 and above | Rs 70 | Rs 70 |
Recent years
- FY 2081/82
- Rs 33–70/ 1,000
- FY 2080/81
- Rs 33–70/ 1,000
- FY 2079/80
- Rs 33–70/ 1,000
- FY 2078/79
- Rs 33–70/ 1,000
- FY 2077/78
- Rs 33–70/ 1,000
Source: Prabhu Mahalaxmi Life Insurance declaration for FY 2081/82
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
Maturity estimator
Estimated value at maturity
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What's included
Key highlights
- Single premium plan
- Participating traditional product
- Bonus eligible
- Loan and surrender available
Features
- Single (one‑time) premium option
- Death benefit (sum assured)
- Maturity benefit: sum assured plus bonuses
- Loan and surrender facilities
- Participating (bonus‑bearing) traditional plan
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for endowment plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date as a lump sum on the maturity date.
Typical for endowment plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Samriddha Jeevan Beema Endowment Plan (Single Premium)?
Samriddha Jeevan Beema Endowment Plan (Single Premium) from Prabhu Mahalaxmi Life Insurance is an endowment plan that pairs savings with life cover for a single adult, and suits people who want a guaranteed amount on a fixed future date.
Who can buy Samriddha Jeevan Beema Endowment Plan (Single Premium)?
The entry age for Samriddha Jeevan Beema Endowment Plan (Single Premium) is 18 – 65 years.
How long does Samriddha Jeevan Beema Endowment Plan (Single Premium) run?
The policy term for Samriddha Jeevan Beema Endowment Plan (Single Premium) is 5-52 years.
What bonus rate does Samriddha Jeevan Beema Endowment Plan (Single Premium) earn?
For FY 2081/82, Prabhu Mahalaxmi Life Insurance declared Rs 23–73 / 1,000 of sum assured on Samriddha Jeevan Beema Endowment Plan (Single Premium). Bonus rates are set each year and are not guaranteed.
Premium
Quote on request