Saral Amrit (Term Insurance)
by National Life Insurance Company Limited
This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. Saral Amrit is a pure term life insurance plan providing death benefit (sum assured) to beneficiaries. There is no maturity benefit.
What's included
Key highlights
- Entry age 18–65 years
- Starting annual premium from NPR 2,000
Features
- Death benefit equals sum assured
- High cover at relatively low annual premium
- Multiple premium payment modes (monthly/quarterly/half-yearly/yearly)
- Optional riders available for additional protection
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
The premiums paid over the term are returned to you at maturity. There is no bonus on top.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is Saral Amrit (Term Insurance)?
Saral Amrit (Term Insurance) from National Life Insurance Company Limited is a term plan that is pure life cover for a fixed period, with no savings element, and suits people protecting family income or a loan.
Who can buy Saral Amrit (Term Insurance)?
The entry age for Saral Amrit (Term Insurance) is 18 – 65 years.
How long does Saral Amrit (Term Insurance) run?
The policy term for Saral Amrit (Term Insurance) is 3,5,10,15.
Premium
Quote on request